To the debtor when his debt is settled

[بارَكَ اللهُ لَكَ في أَهْلِكَ وَمالِك، إِنَّما جَـزاءُ السَّلَفِ الْحَمْدُ والأَداء.

Barakal-lahu laka fee ahlika wamalik, innama jaza-os-salafil-hamdu wal-ada/.

‘May Allah bless for you, your family and wealth. Surely commendation and payment are the reward for a loan.’]